Central Bank Rate: 2.15%
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Loan Apps Malta

9 Verified Lenders • From 4.9% APR

Central Bank Rate 2.15%
Inflation Rate 2.70%
GDP/Capita EUR 39,500
Average Monthly Salary EUR 2,125
Income Tax Rate 35.0%
Average Property Price EUR 350K
Unemployment Rate 2.7%

Loan Types Available

Personal Loans

Interest Rate 4.90% - 6.80%
Loan Amount EUR 1,000 - 50K
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Business Loans

Interest Rate 3.82% - 5.00%
Loan Amount EUR 10,000 - 1,000K
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Student Loans

Interest Rate 4.50% - 4.70%
Loan Amount EUR 0 - 4K
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Mortgage Loans

Interest Rate 2.54% - 2.59%
Loan Amount EUR 50,000 - 1,000K
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Auto Loans

Interest Rate 4.50% - 6.80%
Loan Amount EUR 5,000 - 50K
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General Requirements

Age Requirements

18 - 70 years

Residency

Not Required

Credit Score System

FICO

Minimum Down Payment

10.0%

Top Lenders

8Lends

4.7
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Monefit SmartSaver

4.6
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Twino

4.6
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MeDirect

4.4
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Firefish.io

4.0
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Loan Calculator

Monthly Payment EUR 890
Total Cost EUR 10,680
Verified Expert
James Mitchell

James Mitchell

International Finance Expert & Credit Analyst

Over 8 years of experience analyzing loan markets and banking systems across 193 countries. Helping consumers make informed financial decisions through independent research and expert guidance.

Verified 3 days ago
193 Countries
12,000+ Reviews